Skip to main content

Cash Management

Due to increasing volumes, the need for cost reduction and changes in the types of transactions available, modern corporates are increasingly re-engineering their treasury processes and centralizing their cash activities.

 

At Santander CIB, our cash management services optimize your liquidity and cash flows through treasury and payment optimization. Capable of handling large volumes of transactions, we offer the right solutions – whenever you need them.

Cash Management
Santander Cash Nexus
Generic
Santander Cash Nexus provides a single global platform for cash management that meets your needs. With direct access to Santander’s international network, Santander Cash Nexus offers a complete range of options to serve corporate treasuries in different markets. Offering a single global point of entry, international standards, easy integration and flexible interface alternatives, Santander Cash Nexus is the right partner for modern corporate treasuries.

Our solutions for you

Cash Management
Santander Cash Nexus

Santander Cash Nexus Transaction Hub

A global solution for managing cash operations across all Santander geographies, using standard formats and primary communication channels. This industry-leading mass transaction engine for corporates integrates sate-of-the-art security technologies within a 24x7 framework. It has been recognized as the “Best Payment Hub Solution” by Global Finance.
image
Santander Cash Nexus

Nexus Global Collections

Receivables management is a challenge for Global Treasurers who operate in different currencies, countries and need to support different payment methods to improve their conversion ratio. Nexus Global Collections enables Treasurers, through one single point of entry, to visualize and manage the global collection’s portfolio, reducing the operational costs by improving reconciliation ratios.
Macro & Strategy Research
Santander Cash Nexus

Nexus Information Centre

Receive improved, enriched and harmonized information. Access your local reports (statements, billing, etc.) through a single connection in your preferred standardized format and connect to our global reporting API to download real-time balances and transactions from Santander accounts worldwide, whenever you need.
Cash Management
Santander Cash Nexus

Nexus Global Portal & App

A single, secure, and flexible online banking solution designed to provide multi-geography cash capabilities. Save time, minimize risk and maximize efficiency by managing local activities on a global scale.
Cash Management
Santander Cash Nexus

Nexus is SAP Ready

Santander CIB and SAP are partnering to transform the way our clients manage their Cash. Two products are now available for our Nexus SAP clients:

  • Nexus Transaction Hub using SAP Multibank Connectivity: this simplifies and speeds up our client’s integration with Nexus
  • Nexus payment file formats are already developed by SAP and available for our clients
End-to-End solution

B2B2C

Santander Cash Value Proposition aims to capture the Full Potential of the Group by combining the Bank’s reliability, the flexibility of its Payment Fintech and the strength of its Consumer Bank.

Through Nexus Global Collections, Getnet Merchant Services, BNPL Consumer Financing and Global Cards- Santander is uniquely positioned in the B2B2C Space to:

  • Approach Payments as a Revenue Generator, Acquisition Tool and a key differentiator 
  • Serve new business models: Market Places, Digital Ecosystems
  • Integrate PaaS, BaaS and CaaS
  • Offer Alternatives to ease the payment experience
  • Offer additional embedded services like: Reconciliation, BNPL or Dynamic Currency Conversion 

Leading Multinational Corporates have confided in Santander to build end to end digital B2B2C ecosystems incorporating suppliers, wholesalers and final clients alike. This is particularly relevant where the sales network is often very fragmented. The financial services offered can include: Digital Accounts, Merchant Acquiring, Credit Products (BNPL, Cash Advances…) and loyalty services

B2B2C
image
Cash Concentration Services

Cash pooling

Liquidity management of cash positions in multiple accounts across different subsidiaries and countries (zero-balance pooling, cross border concentration, call money, deposits, liquidity services, mutual funds, pension funds, etc.).
Cash Equity
Cash Concentration Services

Virtual accounts

Virtual accounts seamlessly help businesses track individual transactions, automate reconciliation, and ultimately improve cash flow. Adopting Virtual Accounts can help rationalize physical account structures while maintaining the capacity to reconcile at a more granular level through virtual references to identify customers, vendors, entities or others. Virtual Accounts can also facilitate the implementation of in-house banking structures and the design of ecommerce & marketplace strategies.
Tech 12
Cash Concentration Services

Trovata

Financial markets are evolving very quickly, new holdings are changing the way banks and their clients work. Santander CIB has reached an agreement with Trovata to offer monitoring and analysis services as well as automation of cash flows such as cash reporting, analysis and forecasting.
Santander Treasury Transformation

Treasury transformation

We co-create new solutions with clients, offering advisory services for Treasury Management in SAP and collaborating on initiatives to transform treasury management practices.
image

Santander Cash Management Capabilities Atlas

Santander Cash Management offers a comprehensive suite of solutions combining global reach with a local approach. Santander offers full domestic capabilities within the global platform, Santander Cash Nexus. This allows your company to centralize local banking operations through a single global point of entry. Additionally, Santander provides further local solutions in each geography to address any domestic needs. Furthermore, Santander serves as a clearing bank in EUR, MXN, and PLN currencies.
Scope

Highlights

We've achieved significant results, quantified in impressive numbers, demonstrating our impactful contributions and robust performance.
Global presence
+19 countries
#1 in 2020
World´s Best Payment Hub Solution
#1 in 2024, 2023, 2022, 2021
Best Bank for Cash Management in LatAm

Awards

2023
TXF
Perfect 10: Market Innovation Deal of the Year
2019
TXF
Best ECA-backed Renewables Finance Deal of the Year. Winner: Hornsea 1
2020
TXF
South American ECA - Backed Finance Deal of the year
2022
Global Finance
Best Trade Finance Provider Argentina
2023
TXF
Perfect 10: Rail Transport Deal of the year
2024
Global Finance
World Most Innovative Bank for Trade Finance
2024
Global Finance
Best Bank for Payments in Latin America
2022
Euromoney
Market Leader Corporate Banking Portugal
2023
Global Capital
Most Impressive Bank for ESG Capital Markets in Latin America
2025
Global Finance
World’s Best Customer Implementation
2023
TFG
Best Receivables Finance Provider
2019
Global Finance
Best Trade Finance Provider in Latam
2018
GTR
Best trade finance bank in Latin America
2021
Global Finance
Best Bank for Payments and Collections in Latin America
2024
BCR
Supply Chain Finance Provider of the Year
img

Why choose Santander Corporate & Investment Banking

We offer industry-leading support for global M&A activities, integrating comprehensive financial services through our local teams. With a strong record in Europe and Latin America, we advise on major global deals, combining local expertise with deep sector knowledge to support your transactions effectively.
Local capabilities
We offer transparency, flexibility and customization - all through a range of secure and convenient digital channels. Our offering is built on our local capabilities, levering on an extensive retail network worldwide.
Globally support
Proven track record delivering tailor-made solutions to support corporates globally.

Meet our team

Mencia_Bobo

Mencía Bobo
Global head of Global Transaction Banking
Meet our team
LinkedIn

Mencía Bobo is the Global Head of Global Transaction Banking at Santander CIB.

With more than 20 years’ experience in the financial sector, Mencia has held several senior positions in Global Debt Finance (GDF), Structured Finance Risks, and Global Transaction Banking (GTB) since she joined Santander Corporate & Investment Banking in 2006.

Since March 2024, Mencia has been appointed global head of Global Transaction Banking (GTB), being responsible for Cash Management, Trade Finance, Working Capital Solutions and Export Finance. Previously she led the Trade & Working Capital Solutions team globally within GTB, where she consolidated Santander’s global leadership position in Trade Finance.  

Prior to joining Grupo Santander Mencia worked at KPMG as senior auditor.

She holds a degree in Business Administration from the Universidad Pontificia de Comillas (ICADE) and an international Executive Programme from INSEAD (Inter-Alpha Banking). 
 

Meet our team

Find out about other solutions of interest

image
Global Banking

Global Debt Advisory
Our expert advisors assist clients in selecting the optimal capital structure, determining debt capacity aligned with strategic goals, formulating financial policies, and optimizing funding strategies.
Read more

Contact us

Are you looking for tailored banking solutions to take your organization to the next level? We are here to assist you with any inquiries you may have.
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.