COOKIE POLICY

1. Responsible Entity

By means of this notice, Banco Santander SA, a company registered with the Bank of Spain (Banco de España) under number 0049, with registered office in Santander, Paseo de Pereda, 9-12, with NIF A-39000013 and registered at the Mercantile Registry of Santander, Page 286, Folio 64, Book 5 of Companies, Registration 1, owner of this web page (hereinafter, "the Bank" or the "Owner of the Website" indistinctly), informs the Users of the Web www.santandercib.com (hereinafter, the "Website") about its Cookies Policy, so that they have knowledge of the cookies that will be used during their browsing through the Portal and can give their consent to them.

2. Concept of Cookies

Cookies are files that are stored on a user’s computer when navigating the Internet and that, in particular, contain a number that allows the user’s computer to be unequivocally identified, even if the user changes locations or IP addresses.

Cookies are installed while navigating the Internet, either by websites that the user visits or by third parties with which the website engages, and allows the latter to become aware of the user’s activity on the same site, or on others with which it engages, for instance: the location from which it accesses the site, connection time, the device from which it accesses (fixed or mobile), the operating system and navigator used, most-visited websites, number of clicks, and the data regarding the user’s behaviour on the Internet.

The website can be accessed without needing the cookies to be activated, although deactivation may prevent the site from operating correctly. In case the user decides not to send cookies to our systems, they can be "deactivated" from their browser by deleting them from their browsing history -cache- when the visit ends.

3. Authorization for the use of cookies

In accordance with the cookie notice that appears at the foot of the Website, users or visitors to the page can either accept all of the cookies by clicking on the corresponding button or configure them as they wish using the setting module.

4. Types of Cookies used on the Website

The user that navigates the website may find cookies inserted directly by the Owner as described in the following section:

4.1 Owner Cookies

The Owner of the website uses strictly necessary cookies that can be used to facilitate the correct navigation of the website as well as ensure that the content thereof is effectively loaded.

Additionally, personalization cookies are used to compile statistical data related to the users’ activity on the website, in order to be able to improve the services provided to users by analysing navigation habits.

Following the guidelines of the Spanish Agency for Data Protection, below, the use of cookies made by the Portal site is detailed.

You can find in the following table the detail of the cookies we use when a user enters the Portal according to their purposes:

Cookies Duration Type of use Owner Description
Santander Corporate Investment Banking Session. Technical Banco Santander SA Session Cookie
_SessionId Session. Technica Banco Santander SA ASP .net standard cookie to control session maintenance
__RequestVerificationToken Session Technical Banco Santander SA Cookie that helps protect the website from sending unauthorized data
COOKIES_POLICY 1 Year Technical Banco Santander SA Cookie that controls whether the user has accepted the use of cookies

4.2. Third Party Cookies

Below are detailed, according to their purpose, the different types of third-party cookies that can be downloaded to your computer when using the Portal and that are sent to your computer or terminal by a domain or computer managed by a third party other than the Owner of the Web.

• Analytical cookies: These enable the cookie administrators to track and analyse the behaviour of users of the associated website and create navigation profiles for site users, in order to make improvements based on the analysis of data on the use regarding the offer of products and/or services.

You can find in the following table the detail of the cookies we use when a user enters the Portal according to their purposes:

Cookies Owner Expiry Date Function
QTwdisPOdR Banco Santander S.A. 1 month Maintain user session
Random number Banco Santander S.A. 1 month Rolling session to improve portal performance

5. Revocation of the authorization for the use of cookies and browser settings

Once the cookies have been installed, users may revoke their consent and delete them at any time. To do so, they may:

Use the content and privacy settings available in their browser while navigating. The following are some examples of procedures for revoking consent and deleting cookies, depending on the browser used:

Firefox: https://support.mozilla.org/t5/Mozilla-Support-English/ct-p/Mozilla-EN

Internet Explorer: http://support.microsoft.com/ph/807/es-es

Safari: http://support.apple.com/kb/HT1677?viewlocale=es_ES

Opera: http://help.opera.com/Windows/8.54/es-ES/index.html

Chrome: https://support.google.com/chrome/?hl=es

6. Update of the Cookies Policy and contact

This Cookies Policy may be modified by the Owner depending on the cookies used in the Portal.

The Owner recommends you to review this policy each time you access our website in order to be adequately informed about how and why we use cookies and may be aware of any change in the type of data collected.

If the user would like to make any queries about the Website’s Cookies Policy or to revoke the previously provided consent, please contact the Owner at the following email address: comunicacioninternet@gruposantander.com, indicating “Cookies Policy” in the subject field.