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Securitization

The Securitization team offers our clients working capital financing, capital relief, and on- and off-balance sheet solutions (such as loan or note purchase).

We provide short to medium-term non-recourse financing based on a diverse range of assets, including trade receivables, credit cards, consumer loans, auto loans and leases, mortgages, and non-performing loans.

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Our solutions for you

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Securitization

ABS underwriting

Structuring and placement on the capital markets.
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Securitization

Securitized Lending structures

Secured by financial assets originated by the client across various jurisdictions thanks to our balance sheet availability.
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Securitization

Synthetic Risk Transfer for financial institutions

Santander is the largest sponsor of capital accretive transactions across Europe.

Awards

2018
IJGlobal
MENA Downstream Oil & Gas – KNPC Kuwait Clean Fuels Project
2024
Latin Finance
Quasi-Sovereign Bond of the Year
2024
IJGlobal
Renewable Energy Deal of the Year - Portfolio Financing - Europe
2022
GFC
Mexican Investment Bank of the Year
2023
IJGlobal
Deal of the Year Awards in North America - Everstream Solutions Refinance (Refinance - Dig
2023
Proximo
Europe Emerging Energy Deal of the Year: Provence Grand Large Floating Offshore
2023
Bonds & Loans Latin Amrica & Caribbean Awards
Corporate Bond House of the Year
2024
Euromoney
Latin America&'s Best Bank for Financing
2024
Euromoney
Spain Best Investment Bank
2022
PFI
Americas Oil and Gas Deal of the Year
2024
Latin Finance
Sovereign Bond of the Year Chile
2023
IJGlobal
Deal of the Year Awards in North America - Intel SCIP with Brookfield (Digital Infrastruc
2023
Global Capital
Coming Force in Financial Institution Bonds
2024
Proximo
Europe Emerging Energy Deal of the Year
2021
PFI
Europe Fibre Deal of the Year: Orange Polska (Poland)
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Why choose Santander Corporate & Investment Banking

We offer industry-leading support for global M&A activities, integrating comprehensive financial services through our local teams. With a strong record in Europe and Latin America, we advise on major global deals, combining local expertise with deep sector knowledge to support your transactions effectively.
Ad-hoc solutions
We offer ad-hoc solutions for each situation with full flexibility in terms of structures, tenors and currencies with a global footprint.
SRT solutions
Best-in-class team for SRT solutions with a proven track-record.
Investors
We have a unique understanding of investors and we leverage on this to identify opportunities with those investors.

Meet our team

Rafael_Noya

Rafael Noya

Global head of Global Debt Financing

Rafael Noya is the Global Head of Global Debt Financing since April 2020.

Since he joined Santander Brazil in 2007 as Senior Banker in the Corporate and Investment Banking Division, he has held several senior roles. From 2015 to 2017, Rafael was the Head of GDF Brazil and more recently, before his appointment as Global Head of GDF, he was the Head of Banking and Special Situations Group. He also served as board member of Santander Leasing Company in Brazil.

Rafael started his career at Citibank, where he worked from 1996 to 2007 in several positions across the firm.

He holds a degree in Business Administration from the University of São Paulo and attended extension leadership courses at Harvard Business School, IMD International, IE Business School and IESE Business School.

Find out about other solutions of interest

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Global Debt Advisory

Our expert advisors assist clients in selecting the optimal capital structure, determining debt capacity aligned with strategic goals, formulating financial policies, and optimizing funding strategies.
Read more

Contact us

Are you looking for tailored banking solutions to take your organization to the next level? We are here to assist you with any inquiries you may have.
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